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Privacy Policy

Last Updated:  February 19, 2025

Thank you for visiting the website of Capital Returns & Equity Intelligence (“CREI,” “we,” “us,” or “our”). We respect your privacy and are committed to protecting your personal information. This Privacy Policy explains how we collect, use, disclose, and safeguard your information when you visit our website and engage with our services. It also outlines your rights and choices regarding your personal data, in compliance with the California Consumer Privacy Act (CCPA), the EU General Data Protection Regulation (GDPR), and other applicable United States and international privacy laws.

Please read this Privacy Policy carefully. By using our website, you agree to the terms of this Policy. If you do not agree, please discontinue use of our site.

1. Information We Collect

1.1 Personal Data

We may collect personal data that you voluntarily provide to us when you:

      • Sign up for our newsletter or other communications.

      • Request information about our services.

      • Contact us via email, phone, or through the website’s contact form.

    • Interact with us on social media or other platforms.

Personal data may include:

      • Name, job title, and company name.

      • Contact information (email address, phone number, postal address).

    • Other information you provide to us voluntarily.

1.2 Usage Data

When you visit our website, we automatically collect certain information about your device and usage of our website, such as:

      • IP address.

      • Browser type and version.

      • Time zone settings.

      • Referring/exit pages.

      • Pages viewed and links clicked.

      • Date and time of visits.

    • Other diagnostic data.

We collect this information using cookies, server logs, and similar technologies. For more information, please see the Cookies & Similar Technologies section below.

1.3 Sensitive Information

We do not intentionally collect sensitive personal information (e.g., social security numbers, health data, or information about racial or ethnic origin) unless you voluntarily provide it and it is relevant to the services we offer. We request that you refrain from submitting sensitive information unless necessary.

2. How We Use Your Information

We use the information we collect for the following purposes:

      1. Service Delivery: To provide and maintain our services, respond to your inquiries, and communicate with you about your account or requested information.

      1. Marketing & Communications: To send you updates, newsletters, promotional materials, and other information that may be of interest to you (where you have opted in or as otherwise permitted by law).

      1. Analytics & Improvements: To analyze how our website is accessed and used, to monitor and improve our website, and to develop new services or features.

    1. Compliance & Legal Obligations: To comply with applicable laws, regulations, or legal processes, and to protect our rights or the rights of others.

3. Legal Basis for Processing (GDPR)

If you are located in the European Economic Area (EEA) or the UK, we process your personal data under the following legal bases:

      • Consent: Where you have given us explicit consent to process your data for one or more specific purposes (e.g., to receive marketing communications).

      • Contractual Necessity: Where processing is necessary for the performance of a contract to which you are a party or to take steps at your request before entering into a contract.

      • Legitimate Interests: Where processing is necessary for our legitimate interests, provided these are not overridden by your interests or fundamental rights.

    • Legal Obligations: Where processing is necessary to comply with a legal or regulatory obligation.

4. Sharing Your Information

We may share your personal data with:

      1. Service Providers: Third-party vendors, contractors, or agents who perform functions on our behalf (e.g., hosting providers, email service providers, analytics services).

      1. Business Transfers: In the event of a merger, acquisition, or sale of all or a portion of our assets, your personal data may be transferred as part of that transaction.

    1. Legal & Regulatory Authorities: Where required by law, court order, or other legal processes, or where we believe it is necessary to protect our rights or the rights of others.

We do not sell your personal data to third parties for monetary or other valuable consideration.

5. Cookies & Similar Technologies

We use cookies and similar tracking technologies (e.g., web beacons, pixels, tags) to collect and use personal data about you. This helps us analyze website traffic, customize content, and remember your preferences.

      • Essential Cookies: Required for the operation of our website.

      • Analytics Cookies: Help us understand how visitors interact with our website.

    • Marketing Cookies: Used to track visitors across websites to display relevant ads and promotions.

You can control or delete cookies through your browser settings. However, if you choose to block all cookies, certain features of our website may not function properly.

6. Data Retention

We retain personal data for as long as necessary to fulfill the purposes described in this Policy, unless a longer retention period is required or permitted by law. When we no longer need your personal data, we will securely dispose of it in accordance with applicable laws and regulations.

 

7. International Data Transfers

Your personal data may be transferred to and processed in countries other than the country in which you are resident. These countries may have data protection laws that differ from those in your jurisdiction. In such cases, we take steps to ensure that adequate safeguards are in place to protect your personal data, including the use of Standard Contractual Clauses or other lawful transfer mechanisms.

 

8. Your Rights

8.1 California Residents (CCPA/CPRA)

If you are a California resident, you have specific rights regarding your personal information under the California Consumer Privacy Act (CCPA) and the California Privacy Rights Act (CPRA):

      • Right to Know: You can request information about the categories and specific pieces of personal information we have collected about you.

      • Right to Delete: You can request that we delete your personal information, subject to certain exceptions.

      • Right to Opt Out of Sale/Sharing: You have the right to opt out of the sale or sharing of your personal information, if applicable.

    • Right to Non-Discrimination: You will not be discriminated against for exercising any of your consumer rights.

To exercise these rights, please contact us at the information provided below.

8.2 EEA/UK Residents (GDPR)

If you are in the EEA or UK, you have the right to:

      • Access: Request a copy of your personal data and information about how it is processed.

      • Rectification: Request corrections to any inaccurate or incomplete personal data.

      • Erasure: Request deletion of your personal data under certain circumstances.

      • Restriction of Processing: Request that we limit the processing of your personal data in certain situations.

      • Objection: Object to the processing of your personal data based on our legitimate interests.

      • Data Portability: Receive your personal data in a structured, commonly used, and machine-readable format, and request its transfer to another controller.

    • Withdraw Consent: Withdraw any consent you have provided at any time, without affecting the lawfulness of processing based on consent before its withdrawal.

To exercise these rights, please contact us using the details below. You also have the right to lodge a complaint with your local data protection authority.

 


9. Children’s Privacy

Our website and services are not directed to individuals under the age of 13 (or other relevant minimum age in your jurisdiction). We do not knowingly collect personal information from children without parental consent. If you believe we may have collected such information, please contact us immediately so we can take appropriate measures.

 

10. Security Measures

We implement appropriate technical and organizational measures to protect your personal data against accidental or unlawful destruction, loss, alteration, unauthorized disclosure, or access. However, no method of transmission or storage is 100% secure. We cannot guarantee the absolute security of your data.

 


11. Do Not Track Signals

Some browsers transmit “Do Not Track” (DNT) signals. We currently do not respond to DNT signals. You can manage your cookie preferences in your browser settings.

 


12. Third-Party Links

Our website may contain links to third-party websites or services that are not operated by us. We are not responsible for the privacy practices of these third parties. We encourage you to review the privacy policies of any third-party sites or services before providing any information to them.

 

13. Changes to This Privacy Policy

We may update this Privacy Policy from time to time to reflect changes in our practices, technologies, legal requirements, or other factors. When we make changes, we will update the “Last Updated” date at the top of this Policy. We encourage you to periodically review this page for the latest information on our privacy practices.

 

14. Contact Us

If you have any questions about this Privacy Policy, your rights, or our data practices, please contact us at:

CREI
Attn: Privacy Officer
99 SE Mizner Blvd, STE 827,
Boca Raton, FL 33432
Email: info@crei.com
Phone: +1 (561) 247-5689